adverse credit mortgages
What is income protection?

If you’re unable to work due to an accident or illness, income protection will give you a regular income. This type of plan can help give you peace of mind and typically covers you for as long as you are not able to return to work. It will normally pay out until the end date of the policy which can be your retirement age.

Income protection plans typically form the basis of any financial planning. This is often because other plans you may have will have to be cancelled if there is not sufficient income coming in.

Who is it for?

Income protection is suitable for anyone that is working whether they are employed, or self-employed. Whilst sick pay provided by employers will cover you for sickness, it is unusual that it lasts longer than twelve months. This means ongoing protection can help ensure you’re supported should you need a longer period of time off work.

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